Hello Finary Team,
​I love the investment tracking features, but I see a huge potential to improve the Budget/Insights section to make it truly useful for daily financial planning.
​Currently, the budget view seems to rely on the calendar month (1st–30th). However, like many Europeans, I receive my salary at the end of the month. This makes the current analysis inaccurate for real-world planning.
​I would love to see a « Smart Cashflow » feature similar to the German app « Finanzguru ».
​Here is what is missing:
​1. Salary-to-Salary Cycle (instead of Calendar Month)
Please allow us to set a custom start date for the budget cycle (e.g., the 25th of each month) or automatically detect the salary deposit. The analysis should track expenses from one paycheck to the next, not just from the 1st of the month.
​2. « Left to Spend » Calculation (Disposable Income)
The app should automatically deduct all recurring fixed costs (rent, subscriptions, insurance) from the salary immediately.
​Current view: Total Income vs. Total Expenses so far.
​Desired view: « Disposable Income » (How much money is actually « free » to spend or invest for the rest of the month after all fixed bills are covered?)
​Why this matters:
Knowing exactly how much is « Left to Spend » after fixed costs would help me adjust my savings rate dynamically and feed the « Predict » simulation with accurate data.
​This would be a game-changer for day-to-day usage!
​Best regards,