Thanks for this, @Cladil super helpful!
Fixing sync is our main focus right now, and you should see significant improvements over the coming months. Noted on the disappearing transactions specifically, really frustrating.
One thing coming next week that might help for the vacation saving use case specifically: a new goals feature that lets you track progress toward a specific target. Not the full budgeting system you’re describing, but a good start for the « set aside X each month » use case.
Have a nice weekend 